Terms of Service

July 2024

1. INTRODUCTION
Welcome to Svaag Financials. By accessing or using our website www.svaagfinancials.com, you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

2. USE OF THE WEBSITE
Eligibility: You must be at least 18 years old to use our website. By using the site, you represent and warrant that you meet this requirement.
User Accounts: Some features of our website may require you to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
Prohibited Activities: You agree not to engage in any activities that may harm the website or its users, including but not limited to unauthorized access, data mining, or transmission of harmful code.

3. INTELLECTUAL PROPERTY
Ownership: All content, trademarks, and other intellectual property on our website are owned by Svaag Financials or its licensors. You may not use, reproduce, or distribute any content from our website without our prior written consent.
License: We grant you a limited, non-exclusive, non-transferable license to access and use the website for personal, non-commercial purposes. This license does not permit you to exploit any content or functionality for commercial purposes.

4. CONTENT & DISCLAIMERS
Accuracy: We strive to provide accurate and up-to-date information on our website. However, we make no warranties regarding the accuracy, completeness, or reliability of any content.

5. LIMITATION OF LIABILITY
To the fullest extent permitted by law, Svaag Financials will not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the website, even if we have been advised of the possibility of such damages.
 

6. PROHIBITED USERS

In addition to any other prohibitions outlined in the Terms of Service, you are not allowed to use the site or its content for the following purposes: (a) engaging in any illegal activities; (b) encouraging others to participate in illegal acts; (c) breaching any international, federal, provincial, state, or local laws and regulations; (d) infringing upon or violating our intellectual property rights or those of others; (e) harassing, abusing, insulting, harming, defaming, slandering, disparaging, intimidating, or discriminating based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) submitting false or misleading information; (g) uploading or transmitting viruses or other malicious code that could disrupt the functionality of the Service, related websites, or the Internet; (h) collecting or tracking others' personal information; (i) spamming, phishing, pharming, pretexting, spidering, crawling, or scraping; (j) pursuing any obscene or immoral purposes; or (k) interfering with or circumventing the security features of the Service, related websites, or the Internet. We reserve the right to terminate your access to the Service or related websites for any violations of these prohibitions.

7. INDEMNIFICATION
You agree to indemnify, defend, and hold harmless Svaag Financials, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, or expenses arising out of or related to your use of the website or violation of these Terms of Service.
 

8. ENTIRE AGREEMENT
The failure of Svaag Financials to exercise or enforce any right or provision of these Terms of Service does not constitute a waiver of such right or provision. These Terms of Service, along with any policies or operating rules posted by us on this site or in connection with the Service, represent the complete and exclusive agreement between you and Svaag Financials regarding your use of the Service. They supersede any prior or contemporaneous agreements, communications, or proposals, whether oral or written, between you and us (including any previous versions of the Terms of Service). Any ambiguities in the interpretation of these Terms of Service shall not be construed against the drafting party.

9. CHANGES TO THE TERMS
We may update these Terms of Service from time to time. Any changes will be posted on our website with the updated effective date. Your continued use of the website following the posting of changes constitutes your acceptance of the revised terms.

10. GOVERNING LAW
These Terms of Service shall be governed by and construed in accordance with the laws of United States of America, without regard to its conflict of laws principles. 

11. CONTACT US
If you have any questions about the Terms of Service, please contact us at svaagfinancials@gmail.com.